HOW TO USE A DEBIT CARD FOR ONLINE SHOPPING IN PAKISTAN – A COMPREHENSIVE GUIDE-2021
How to use a debit card for online shopping in Pakistan and which bank is best for online shopping in Pakistan are two questions people are asking more and more due to the significant increase in the popularity of online shopping in Pakistan.
This Digital transformation brought by the internet and online banking services has completely revolutionized the online shopping and E-commerce industry. Gone are those days when we visited different on-ground shops and compared different prices since consumers can do all of this now with a few clicks sitting at home. Online shopping saves a lot of our time, and all the credit goes to the banks that provide convenient methods of E-payments using our current Debit cards. Due to the guarded internet banking conveniences furnished by the banks, the users are now quite comfortable making online transactions. Moreover, the banks are upgrading online payment services to facilitate the existing Debit cardholders if they don’t own a Credit card. The following article is a complete guide to assist with the hassle-free procedures of online payments using Debit cards.
Due to the recent security rupture in some banks and hacking of users’ data via data skimming, the banks have taken some protection steps to ensure safe online transmittals while aiding their clients with online payment services via Debit cards. These security measures include a One-time password (OTP) sent to the users to intimate regarding the online payment or the activation of online payment services via the bank’s helpline for a pre-defined duration to ensure security and transparency.
In the below lines, you will find an appropriate answer to the questions; how to use a debit card for online shopping in Pakistan, and which bank is best for online shopping in Pakistan?
HBL has convenient Debit cards. Consumers can use them for online shopping in Pakistan. The bank permits the users to shop online by authorizing the amounts via SMS or e-mail verification passwords. Moreover, the customers can utilize SMS or e-mail alerts for intimation ere making any online transaction. To buy online, after choosing the payment option to “Pay via HBL Debit card,” customers have to enter the bank account number and CNIC number. After inputting this information, customers receive an OTP via SMS. They input it and complete their transaction.
Meezan Bank facilitates its customers with an already activated Debit Card for online payments. So, it saves customer’s time. It also has an OTP mechanism. Therefore, once customers do the online shopping with Meezan Bank Debit Card, they receive an OTP. The input of this OTP verifies the transaction.
MCB/Faysal Bank / Allied Bank
These three banks have an almost identical pattern. First, their debit cardholders call the helpline and ask for the activation of online payments. Then, these banks activate the debit cards for a specific time. If customers could not make any online transaction during that time, they have to repeat the procedure. All this is for the security and safety of the account holders.
Both these banks have a variety of debit cards. Some of them pre-activated. Customers have to read the information material thoroughly they receive with their cards or call the helpline to get complete information about their debit cards.
It is a well-known fact that Standard Chartered Bank in Pakistan is one of the banks that provides the best banking services. It includes the most user-friendly mobile banking service. Its customers don’t need to activate their Debit Card before online shopping. However, the best services have higher fees, and standard chartered bank charges additional fees for online remittances.
We have tried to help our readers in finding the answers of their these two questions.
1- How To Use A Debit Card For Online Shopping In Pakistan?
2- Which Bank Is Best For Online Shopping In Pakistan?
As we live in a digital era and banks in Pakistan know this fact, they have been striving hard to keep abreast of these latest developments. The customers for online shopping in Pakistan had been worried about the safety of their banking data while making online payments via their accounts or debit cards. But the banks in Pakistan have upgraded their systems and procedures to safeguard the privacy of their account holders.