HOW TO REPORT ONLINE SHOPPING FRAUD IN PAKISTAN-A COMPREHENSIVE GUIDE-2021

HOW TO REPORT ONLINE SHOPPING FRAUD IN PAKISTAN-A COMPREHENSIVE GUIDE-2021

HOW TO USE A DEBIT CARD FOR ONLINE SHOPPING IN PAKISTAN

HOW TO REPORT ONLINE SHOPPING FRAUD IN PAKISTAN-A COMPREHENSIVE GUIDE-2021

How to report online shopping fraud in Pakistan is an essential question that people ask. Online shopping in Pakistan is growing marvelously, and the incidents of fraud in online shopping in Pakistan are also increasing. It is not a local issue. It happens all around the world. 

People also call online shopping as E-commerce. E-commerce is an acronym for electronic commerce. It refers to the online business of buying and selling products using credit cards or digital cash. Companies can transfer data with each other via networks such as the Internet. E-commerce, or electronic commerce, is a collection of tools and practices that use Internet technologies to establish, maintain and improve business relationships with customers and other businesses.

Online business and E-commerce is a growing trend in modern business. E-commerce promises lower costs, better margins, and higher profits. Both consumers and producers in developing countries can benefit from it. It helps them overcome traditional barriers like distance and lack of information about markets. Producers and traders do not need to have physical locations that require substantial capital outlays. Virtual shops and contract points via the Internet can allow storage near the production site.

In addition, small and medium-sized businesses and those in developing countries may benefit from increased advertising opportunities worldwide. It could also allow such companies to eliminate intermediaries when trying to sell their products overseas.

Many legal issues arise from electronic commerce and business communications. For example, if someone sells a service via the Internet in different countries, how will we come to know where the transaction took place?

This question could be crucial from the standpoint of consumer protection and establishing court jurisdiction. Electronic transactions also require electronic signatures and contracts, which are not provided for by many countries’ contract laws. As a result, most countries needed substantial legislative reforms that wanted to take part in electronic commerce.

The Internet provides businesses with unlimited access to potential customers around the globe. It empowers them to reach them 24 hours a day, seven days a week. As a result, the Internet makes it easier to market products and commodities better and reduces overall expenses.

Electronic Transactions Laws

The United Nations Commission on International Trade Law is a pivot group of the United Nations. Any UN member can join it. It specializes in commercial law reform. UNCITRAL’s mission is to promote trade worldwide by establishing fair and uniform rules for commercial transactions.

UNCITRAL experts prepared a report on “Legal Value of Computer Records” (A/CN.9/265). They made essential recommendations to States to review legal requirements. The General Assembly (Resolution 4/71) endorsed the recommendations.

UNCITRAL adopted the Model Law on Electronic Commerce in 1996 to promote modern communication and information storage methods. It is based upon creating a functional equivalent to paper-based concepts like “writing,” signature, and “original.” The Model Law also includes rules for electronic commerce in certain areas, such as the carriage of products. 

The Commission also created a Guide for the enactment and interpretation of the UNCITRAL Model Law on Electronic Commerce to assist the executive branches of governments, legislatures, and courts. The Model Law provides a set of internationally acceptable rules that can be helpful to remove legal barriers and create an e-commerce-friendly legal environment. The Model Law urges international harmonization of national legal environments to make electronic communication easier. Many countries have accepted the Model Law over the years.

The Model Law’s goals are to promote electronic commerce, not regulate it. Therefore, party autonomy (parties choosing and choosing the level security) and legal certainty form the core principles of this Model Law.

This Model Law was established to encourage the international harmonization of electronic signature and certification laws.

Electronic authentications have witnessed a significant change in law and technology.

Prescriptive Approach

These regulations and legislation adopt asymmetric cryptography to create a digital signature. It imposes financial, operational, and other requirements on certificate authorities (“CAs”) and prescribes duties to key holders. India, Malaysia, and Argentina have all adopted this approach.

International Consensus Principles. 

These principles were created by Policy Forum (ILPF), Internet Law, and Policy Forum(ILPF) in September 2000 to create a predictable legal environment. They removed legal barriers to electronic authentication and advised to respect freedom of contract and the possibility of parties to reach an agreement on the provisions.

How To Report Online Shopping Fraud In Pakistan: Laws Established By The Govt. Of Pakistan

At the end of 2000, Pakistan’s Government adopted its IT Policy. After reviewing UNCITRAL model legislation and reviewing different Civil and Common laws of various countries, and evaluating various implementation schemes for electronic authentication and regulatory models, and appreciating the many approaches being used around the globe, including the “International Consensus Principals on Electronic Authentication,” developed by Internet Law and Policy Forum, and the “two-tier,” approach, the Pakistani government chose to follow the “International Consensus Principals on Electronic Authentication.”

They passed this law to replace Pakistan’s paper-based transactions with electronic ones. 

Companies whose business was outsourced to Europe demanded a law in Pakistan on data privacy. 

The main purpose of the Pakistani Data Protection Law draft was to ensure data flows freely between Pakistani and EU countries, making Pakistan an attractive market for outsourcing.

The draft of the Payments Systems and Electronic Fund Transfer Bill that the State Bank of Pakistan has prepared is quite impressive. 

Overall, the situation in Pakistan is encouraging. It is a significant improvement over many other developing countries.

At the same time, all big brands like Daraz, Olx, Arzaan have their resolution centers, where customers can lodge their complaints. 

The government of Pakistan has also made a portal for such complaints. It is http://www.nr3c.gov.pk/.

For reporting international scams, this link is available for consumers, https://www.econsumer.gov/#crnt.

Overall the government of Pakistan and stores for online shopping in Pakistan are quite helpful and active to protect consumers from such frauds. 

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